Problem
8–16 week GPU procurement cycles on hyperscalers
Bijak Cloud
Sovereign bare-metal clusters provisioned in days, not quarters
For Malaysian banks
Sovereign AI for Malaysian banks
Risk, fraud, and credit decisioning on data that never leaves Malaysian data centres — designed to support BNM supervisory review.
- BNM Bank Negara Malaysia — risk, AML, and operational resilience
- RHBA Risk Hedging for Banking Institutions policy
- PDPA 2010 Personal Data Protection Act compliance by default
What you feel today
The regulator-shaped problems you live with
Each one maps to a control in the sovereign-AI capability set we deploy.
Problem
Cross-border data residency risk on shared hyperscaler stacks
Bijak Cloud
Malaysia-only data plane with contracts and DPAs structured for BNM review
Problem
Audit fragmentation across model, data, and infra stacks
Bijak Cloud
One compliance officer portal — model cards, data lineage, access logs
Problem
Vendor lock-in on hyperscaler AI tooling
Bijak Cloud
Bare-metal freedom with open-weight models and portable pipelines
What you get
What sovereignty buys you on day one
Four primitives you stop negotiating for, because they ship with the contract.
Sovereign compute
Bare-metal GPUs in Malaysian data centres — no shared kernel, no shared risk surface.
BNM-review-ready contracts
Pre-drafted MSA, DPA, and security schedules structured to support BNM policy and RHBA review.
Audit-grade lineage
Model cards, data lineage, and access logs your compliance officer can sign off on.
Open-weight models
DeepSeek, Llama, Qwen, and Mistral fine-tuned on your corpus — portable, no lock-in.
How we work
How a sovereign engagement lands
From scoping call to production deployment, with acceptance gates at each stage.
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Discovery
Map your risk, AML, and credit decisioning workloads to data residency and model constraints.
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Architecture
Choose GPU generation, interconnect, and VPC topology inside a Malaysian data centre.
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Pilot
Stand up a single workload end-to-end with your data, your auditors in the loop.
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Operate
Quarterly business reviews, a dedicated account team, and incident-response drills.
Production patterns
Production workload patterns
Patterns we can stand up against your corpus in a scoping or pilot phase.
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Credit risk scoring
PDPA-aligned credit decisioning with explainable model outputs and full audit trails.
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Fraud detection
Real-time transaction screening against your own fraud graph, with sovereign data plane.
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AML triage
Suspicious transaction analysis with model outputs mapped to BNM reporting categories.
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KYC document AI
MyKad, passport, and utility OCR with field-level confidence scores for KYC officers.
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Customer service copilot
Bahasa Melayu and English banking copilots grounded in your own policy corpus.
We aim to respond within 4 business hours
Bring your regulator to the call
Talk to a Sovereign AI architect about malaysian banks workloads. We'll bring the PDPA / BNM / PHBPA control mapping to the first meeting.